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How a Cycle to Work Scheme Can Benefit You and Your Company

Written by Super User. Posted in Cycling Accessories

What is a Cycle to Work Scheme?

The whole idea of a Cycle to Work Scheme is to reduce pollution caused by motorized vehicles and encourage people to take a healthier approach in their commute to work for both them and the planet. A sponsored scheme allows employers to offer low cost and tax free access to loaned and bought cycling equipment.

Even home-based employees are covered by these programs if they need to travel for work related activities such as going to the post office or gathering supplies from an office supply store. This means that no matter who you are, if you travel as any part of your job, expenses can be tax tree under the umbrella of an official scheme.

How does it benefit my company?

There are many ways that a can aid your company, including an environmentally friendly company image, a healthier staff and a far less congested parking lot. These are some of the most common benefits for your company when you join a Cycle to Work scheme.

While these are the most common of the benefits your company will see for joining a Cycle to Work scheme. Others may include a more positive attitude in the work area as well as more reliable employees. It is known that cycling to work is a great way to reduce stress and stay healthy which generally results in less sick days being taken. There are just so many ways your company will benefit.

Are there other advantages to a Cycle to Work Scheme?

Cycle to Work schemes are a tax exemption for those who ride any sort of “cycle” or non-motorized vehicle in their daily commute to work. In order for your journey via bicycle to count for this exemption all of part of the distance traveled must be from work to home.

A program like this makes items such as these available tax free:

> Helmets
> Lights
> Bells or horns
> Mirrors
> Water bottles
> Luggage carriers

This list does not even contain every item that you may be entitled to buy tax free when you enroll.

While all your employees should be encouraged to join your bike scheme, some may not feel inclined to do so. This is a personal choice for each individual employee and in no way should seem a requirement to work for your company, though it should be highly encouraged. Remind your employees of the health benefits to them and the planet we live on, as well as the significant monetary savings they will see from choosing pedal power over petrol.
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Let’s Learn Some Interesting Things About Bikes

Written by Super User. Posted in More Bikes

This is quite an interesting infographic, one that you will surely want to look at carefully in the event that you like bikes or that you are interested in the history of the bike. This great gadget appeared a long time ago and it is still being improved these days. It is a great way to move around, especially for those that are eco-friendly.

We always want to learn new things and pass the knowledge to you. Read the stats and facts highlighted so that you can easily learn a lot of interesting things about the history of bikes, including seeing how they looked at.

A Gumtree graphic - The history of the bike

The History of the Bike is a graphic produced by Gumtree.com.

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Does Your Home Insurance Adequately Cover Your Bicycle?

Written by Super User. Posted in More Bikes

There are a lot of misconceptions many cyclists have about insurance and their bikes. While most cyclists would prefer to believe their bike was in some way covered, particularly if they rely on it as one of their main ways of getting to work or school, or they have an expensive bike they use for sport, a lot of them don't investigate bike insurance policies because they believe that their bike is fully covered under the terms of their home insurance.

While there is no legal pressure to get insurance for a push bike, as there is for a motorbike, many of the other reasons for insuring a bicycle are basically the same as for a motorcycle, and there are tailor made policies designed for riders of both. Here we look at why these bicycle insurance policies can be very beneficial to cyclists compared with relying on home contents insurance to protect a bike.

What Home insurance Won't (Usually) Do

Home contents insurance is a great idea, but it simply isn't designed to cover expensive, commonly stolen items that are often taken out of the home. This is why it often isn't enough for situations where these kind of items (like bikes, laptops and mobile phones) are damaged or stolen. Often, these items are only covered in certain conditions, and are also only covered up to a certain limit. There may also be a significant excess to pay. As most bike thefts don't occur as part of larger home robberies (they are more usually stolen outside of the home), it is usual that you will be faced with making a claim for the bike alone. With a high excess and the loss of your no claims bonus, this may not be worth it, but you are still left with no bike to use until you can raise the money for a new one (or get yours repaired if it was in an accident rather than stolen).

Another thing home insurance won't cover you for is injury or liability. Certainly, you are less likely to cause an accident where someone might get hurt or have their property damaged on a bike than on a motorbike or in a car, but it can still happen, and you can be sued. This can end up being a fairly terrifying thing to happen, legally and financially.

What To Do

Check your home insurance policy to see exactly what is and isn't covered when it comes to your bike. If you are satisfied that any risk beyond that level of cover is acceptable (for example, if you could easily afford a new bike, or your bike is rarely used), then you don't need to do any more, but at least you will know whether or not it is worth trying to make a claim should something happen. If you feel you need better coverage, investigate stand alone bike insurance policies and buy one. They are not very expensive, and can save a lot of trouble down the line.